Fee Protection Scheme
学费保护计划
The Fee Protection Scheme (FPS) serves to protect students’ fees in the event a private education institution
is unable to continue operating due to insolvency, and/or regulatory closure.
The Fee Protection Scheme also protects students if the private education institution fails to pay penalties
or return fees to the students arising from judgement made against it by the Singapore courts.
EduTrust-certified private education institutions are required to adopt
the Fee Protection Scheme to provide full protection to all fees paid
by their students. All fees refer to all monies paid by the students
to be enrolled in a private education institution, excluding the
course application fee, agent commission fee (if applicable), miscellaneous
fees (non-compulsory and non-standard fee paid only when necessary or
where
applicable, for example, the re-exam fee or charges for credit
card payment etc,) and GST.
Private education institutions can choose to adopt either the escrow
scheme, insurance scheme, or a combination of both to provide fee protection
to all their students.
Fee Protection Under the Insurance Scheme
学费保护计划意在当私立教育机构因破产而不能继续经营和/或正常停业时，学生缴纳的学费受到保护，
或当新加坡法庭下判私立教育机构必须将费用退还给学生时， 这笔费用受到保护。
按照教育信托要求，私立教育机构必须为学生缴纳的全部费用提供保护。全部费用指学生为某些课程而
缴纳给该学校的费用，不包括：合作大学学位课程报名费，中介佣金（若发生），各类杂费（必须或可能发生
的非强制性和非标准费用，如：补考费，信用卡付款附加费等）及新加坡政府消费税。
学费保护计划分为两种：第三方监管和学费保险。1939艺术学院选择 LONPAC INSURANCE BHD公司为学费保险公司。此计划适用于全部本地学生。
